The ASNEF Empresas file contains information on the non-compliance of companies' monetary obligations, its historical evolution, and its main characteristics.
ASNEF Empresas is a file with information on the non-performance of companies' monetary obligations.
ASNEF Empresas contains the largest updated database of companies’ financial and commercial defaults of payments. This file includes information on more than 140,000 debtors and more than 250,000 unpaid transactions.
The entities included in the ASNEF Empresas file can include information on unpaid debts. Companies from the following sectors participate in the defaults of payment file: banks and other financial institutions, telecommunication, credit insurance, energy, and phone companies, amongst others.
At INFORMA you can access the information in the ASNEF Empresas file when you consult a company's commercial and financial information. This file contains the following information:
Besides, thanks to the surveillance service, which is provided proactively and free of charge, you would know if the company's situation included in the file has varied or if there are new company registrations.
OTHER DEFAULTS OF PAYMENT FILES
It is one of the main businesses’ defaults of payments consultation files in Spain. It stores non-payments information on legal persons in documents that are used in the banking system.
The EBE file contains information on unpaid credit operations provided by the banking, telecommunications, and insurance sectors.
It is the first Credit Information System that is open and accessible for everyone, and where companies, sole proprietorships, and individuals exchange data about the failure to meet monetary obligations.
Negative solvency file where lawyers can include and consult debts that are in court or in the pre-judicial phase.
Do you want to know if your customers are included in any defaulters' file?
REQUEST ADDITIONAL INFORMATIONTo include an unpaid debt in this file, the following conditions must be met:
Once included, ASNEF Empresas must notify the concerned company of its inclusion in the defaults of payment file.
Do you want the best decisions for your business? Do it with the best information.
Do you want additional information?